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Richard Hoe
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Richard Hoe, CLU, ChFC, AEP, has been an investment professional for 40 years, and is a registered representative and investment advisor representative. He has been writing professionally for more than 50 years, and is a member of the adjunct faculty at the California Institute of Finance, a graduate school at California Lutheran University that offers an MBA in financial planning. The information in Mr. Hoe’s columns is intended for financial professionals only, not the general public. Opinions expressed are not a solicitation to buy or sell any specific security. Mr. Hoe may have positions in the securities or other investments discussed in his columns.
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DRR or RDD; not DDD or even RRR
September 08, 2010
Humans are in a constant state of emotion: Long periods of blissful work, rest and life that are separated by difficult — sometimes tragic — things. ...
Ninety percent of mortgage holders pay on time
September 01, 2010
The Aug. 27 newspaper says 9.9% of U.S. mortgage holders have missed at least one payment, down slightly from April 30’s record high, when it was higher than 10%. The newspaper did not have a headline that screamed the good news, like my headline above....
The investment edge - The old stink of condescension
September 01, 2010
Pearl S. Buck wrote those words in 1954, referring to a conversation with a Chinese communist woman, but they easily apply to the aroma rising from any of the smarter-than-smart folks who led us into financial Armageddon in 2007 and 2008. ...
Summer
August 25, 2010
It’s almost over. In Tulsa, the schools are mostly open now — our educational year seems to be based on harvesting wheat and on building up extra closing days for when there are ice or snowstorms, weather that Oklahoma is ill-equipped to handle. ...
Sic transit Japan
August 18, 2010
China is now the world’s No. 2 economy. We are still No. 1 and will probably be so for a decade or two....
Thanks for reading
August 11, 2010
There’s a piece about reading by The Tulsa World’s Julie DelCour in the Sunday, Aug. 8 issue. It has to do with Tulsa’s position (#21) in the literacy rankings of the 69 largest U.S. cities. ...
Niall Ferguson strikes again
August 04, 2010
Dr. Ferguson is the Oxford-educated Harvard historian who hit the first home run, post 2008 credit bubble-debacle, by writing The Ascent of Money — a Financial History of the World. ...
The investment edge - History lesson: Investing trumps gold
August 03, 2010
In 1979, the U.S. had a president who seemed to frighten investors; some felt the country was moving too far toward big government and away from capitalism. ...
What Buffett knows
July 28, 2010
The science of neuroeconomics is about tradeoffs. Our ancestors spent millions of years learning to be impatient. We eat a lot today because we are hardwired to think that food might not be available tomorrow. ...
Don’t gore my ox!
July 21, 2010
I was listening to NPR this morning. Does "fair and balanced" mean listening to NPR with one's left ear and Fox News with his right? Could be....
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